If you are lucky enough to have enough money to have hired a financial adviser, you ought to read this Felix Salmon post, which nicely explains the many little bites of your money that an FA can take, almost imperceptibly. (Actually, if you’re interested in finance, you ought to read Felix all the time; you can call what he writes a blog, but it’s a blog based on a breathtaking amount of reportage and activity. Sometimes I wonder whether he’s cloned himself, perhaps more than once.) At the end of the day, a financial adviser ought to make you enough money that the fees he charges are an afterthought. But that’s seldom, seldom the case, this writer wrote, remembering with something less than fondness some financial things past….